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Pawn Your Luxury Watch – Fast, Fair & Secure
Get a quick, fair loan against your Rolex, Patek Philippe, or Audemars Piguet.
Secure, confidential, and FCA regulated.
No hidden fees and no credit checks.See how much you can borrow today.
Secure, confidential, and FCA regulated.
No hidden fees and no credit checks.See how much you can borrow today.
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What We Do
Whether you own a Rolex Submariner, Patek Philippe Nautilus, or Audemars Piguet Royal Oak, our expert team delivers fair, transparent valuations based on current market data. Our process is simple and confidential — helping you unlock cash quickly while keeping your watch safe and fully protected.
Rolex
From Submariners to Daytonas, we offer fast and fair loans against all Rolex models. Our specialists verify authenticity, condition, and service history to ensure you get maximum value.
Patek Philippe
Nautilus, Calatrava, Aquanaut, Grand Complications — we lend against all Patek models. Valuations reflect current auction results and collector demand.
Audemars Piguet & more
Royal Oak, Offshore, and beyond. We also accept Omega, Cartier, Breitling, IWC, Jaeger-LeCoultre, Vacheron Constantin, and other luxury brands.
Why choose Unbolted?
Get a fast, fair, and secure loan against your luxury watch with Unbolted. We offer expert valuations, transparent terms, and a simple process — trusted by thousands across the UK.
UK's largest online pawnbroker
Established in 2013, we are fully FCA regulated and trusted by thousands across the UK.
Lower interest rates
Being digital means we have lower overheads and being a peer-to-peer lending platform means we have hundreds of individual lenders who will lend to you at lower rates than pawnbrokers.
No Credit Footprint
We do not perform any credit check or report any defaults.
No hidden fees
No early payment penalties. No upfront deductions. No monthly minimum charges. No default fees.
Secure and confidential process.
Your privacy matters. We ensure every transaction is handled with the utmost security, care, and discretion from start to finish.
Our people make the difference
Our expert team and partners bring knowledge, empathy, and dedication — offering you professional support and a smooth, stress-free experience.
How It Works
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Get a Free Valuation
Online or in-person at our London office.
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Receive a Loan Offer
Fair market rates with no hidden fees.
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Get Cash Instantly
Funds transferred the same day.
Visit Our London Office
Prefer an in-person service? Our team is ready to assist you.
Token House, 11-12 Token House Yard, London, EC2R 7AS
Support
FAQs
Everything you need to know about our online pawnbroker loans.
I haven’t done this before. How does it work?
The process from valuation to loan is very simple. First we will establish an open market resale value for your gold. We work with industry specialists and auction houses to arrive at this value. We then offer up to 70% of the resale value to you as a loan. Read our Guide to Pawnbroking.
How much can I borrow and for how long?
You can borrow any amount starting from £500. There is no maximum. The standard loan term is 6 months. You can apply for an extension of one term (another 6 months) by paying off all accrued interest charges, set-up fees and any depreciation in the value of the asset.
How can I get my watch to you?
We offer a free and fully insured delivery service (up to £25,000) with Royal Mail Special Delivery. Just use our pre-paid label. Alternatively, visit us at our London office by appointment.
What brands do you accept?
We lend against all major luxury brands including Rolex, Patek Philippe, Audemars Piguet, Omega, Cartier, Breitling, IWC, Jaeger-LeCoultre, Vacheron Constantin, Panerai, and more. If your watch has strong resale value, we can likely help.
How quickly can I receive the money?
Your money will be transferred directly into your bank account within 1 working hour of you signing the credit agreement, provided that your bank account is covered by the Faster Payments network.
What happens if I cannot repay or extend?
We will sell the pledged asset as soon as possible to recover your dues under the loan. Any surplus after paying off the loan and associated sale expenses, will be returned to you by bank transfer. We will never report the default to any credit agency.
Still have questions?
Our friendly team is ready to help.