.png)
The Unbolted Gold Loan
Turn Your Gold into Instant Funds Today!
Apply online or visit our City of London offices near Bank station.
Apply online or visit our City of London offices near Bank station.
What we do
Unbolted is a leading online pawnbroker with years of experience in providing secure, fast, and transparent loans against valuable assets. These are some of the assets we lend against:
Gold
At Unbolted, we offer online gold pawn at low interest rates. Our advanced technology ensures precise valuation, offering up to 80% loan-to-value (LTV).
Watches
Since 2016, we have lent over £30million to thousands of happy customers against luxury watch brands including Rolex, Patek Philippe, Audemars Piguet, Breitling, Panerai, Franck Muller, IWC, Jaeger LeCoultre, Vacheron, Omega, Tag Heuer, Cartier and many more.
Jewellery
At Unbolted we pawn all high-value jewellery, including branded jewellery such as Cartier, Tiffany, Van Cleef and high-value items such as GIA certified diamonds.
Other luxury assets
Solve a problem or close a sale in real-time with chat. If no one is available, customers are seamlessly routed to email without confusion.
Other luxury assets
Solve a problem or close a sale in real-time with chat. If no one is available, customers are seamlessly routed to email without confusion.
Other luxury assets
Solve a problem or close a sale in real-time with chat. If no one is available, customers are seamlessly routed to email without confusion.
Other luxury assets
Solve a problem or close a sale in real-time with chat. If no one is available, customers are seamlessly routed to email without confusion.
Other luxury assets
Solve a problem or close a sale in real-time with chat. If no one is available, customers are seamlessly routed to email without confusion.
Other luxury assets
Solve a problem or close a sale in real-time with chat. If no one is available, customers are seamlessly routed to email without confusion.
Other luxury assets
Solve a problem or close a sale in real-time with chat. If no one is available, customers are seamlessly routed to email without confusion.
Other luxury assets
Solve a problem or close a sale in real-time with chat. If no one is available, customers are seamlessly routed to email without confusion.
Other luxury assets
Solve a problem or close a sale in real-time with chat. If no one is available, customers are seamlessly routed to email without confusion.
What We Do
We lend against all types of gold jewellery, bars and coins.
Gold jewellery
Whether it’s modern or vintage — we offer fast and fair loans against all types of gold jewellery. Our expert team uses precision technology to assess purity and value, ensuring you get the most from your items.
Gold bars
We provide competitive loans against gold bars of all sizes and purities. Fully authenticated and tested, your bullion is stored securely, and funds are released quickly after valuation.
Gold coins
From sovereigns to Krugerrands and beyond, we lend against investment-grade gold coins with ease. Get a reliable loan based on weight, purity, and current market value — no guesswork.
Why choose Unbolted?
Get fast, fair, and secure loans against gold and other valuables with Unbolted. We offer expert valuations, transparent terms, and a simple process — trusted by thousands across the UK.
UK's largest online pawnbroker
Established in 2013, we provide quick, fair and secure loans for individuals in need of short-term liquidity.
Lower interest rates
Being digital means we have lower overheads and being a peer-to-peer lending platform means we have hundreds of individual lenders who will lend to you at lower rates than pawnbrokers.
No Credit Footprint
We do not perform any credit check or report any defaults.
No hidden fees
No early payment penalties. No upfront deductions. No monthly minimum charges. No default fees.
Secure and confidential process.
Your privacy matters. We ensure every transaction is handled with the utmost security, care, and discretion from start to finish.
Our people make the difference
Our expert team and partners bring knowledge, empathy, and dedication — offering you professional support and a smooth, stress-free experience.
Visit Our London Office
Prefer an in-person service? Our team is ready to assist you.
Token House, 11-12 Token House Yard, London, EC2R 7AS
Featured in
Support
FAQs
Everything you need to know about our online pawnbroker loans.
I haven’t done this before. How does it work?
The process from valuation to loan is very simple. First we will establish an open market resale value for your items. We work with industry specialists and auction houses to arrive at this value. We then offer up to 80% of the resale value to you as a loan. Read our Guide to Pawnbroking.
How much can I borrow and for how long?
You can borrow any amount starting from £500. There is no maximum. The standard loan term is 6 months. You can apply for an extension of one term (another 6 months) by paying off all accrued interest charges, set-up fees and any depreciation in the value of the asset.
How can I get my items to you?
For small items such as gold or watches, send them quickly and securely by using Royal Mail Special Delivery. Fully insured by us while in transit up to the value of £25,000. For larger items we work with a specialist logistics company who can ensure your items are delivered to us safely.
Do you conduct any credit checks?
No. This is a private loan against a personal asset. We only verify your identify electronically (failing which we may ask for copies of physical documents) to comply with anti-money laundering regulations and to minimise fraud risk. For higher value loans we may seek a High Net Worth certificate from your accountant.
How quickly can I receive the money?
Your money will be transferred directly into your bank account within 1 working hour of you signing the credit agreement, provided that your bank account is covered by the Faster Payments network.
What happens if I cannot repay or extend?
We will sell the pledged asset as soon as possible to recover your dues under the loan. Any surplus after paying off the loan and associated sale expenses, will be returned to you by bank transfer. We will never report the default to any credit agency.
Still have questions?
Our friendly team is ready to help.